So you’re thinking about getting a new credit card and Border Bank’s offerings have caught your eye. Smart move. Their rewards cards are packed with perks that can save you some serious cash if used right. But between the cash back, travel points and intro APR offers, the options can feel overwhelming.
Don’t worry, we’ve analyzed all the benefits and rewards of Border Bank’s top credit cards to determine which one is right for you based on how you spend and pay off your balance each month.
By the time you’re done reading, you’ll know exactly which card to apply for to maximize rewards and minimize interest charges. The money you’ll earn back and save each year will be well worth the few minutes it takes to read this.
Border Bank Credit Card Options and Details
Border Bank offers a few credit card options to choose from, depending on your needs and spending habits.
The Border Bank Classic Card
This no-frills card has no annual fee and a variable APR. It’s a straightforward, affordable choice if you want to avoid interest charges by paying the balance in full each month. You’ll earn 1 point for every $1 spent, which can be redeemed for gift cards, travel, and more.
The Border Bank Rewards Card
This popular card lets you rack up points for every purchase with 2 points earned for every $1 spent. There’s a $95 annual fee but it’s waived the first year. Redeem your points for airfare, hotels, cruises, and other exciting rewards. If travel isn’t your thing, you can use points for gift cards, merchandise, and cash back.
The Border Bank Elite Card
This premium card is ideal if you spend $3,000 or more each month. You’ll earn 3 points per $1 on all purchases with no limits. Points are worth 50% more when redeemed for travel. There’s a $195 annual fee but luxury benefits like airport lounge access, travel insurance, and concierge service more than make up for it.
No matter which card you choose, you’ll get useful benefits like fraud protection, 24/7 customer service, and access to your FICO score for free. Border Bank credit cards offer something for everyone at competitive rates. Start earning rewards and enjoying premium perks today!
Earning and Redeeming Rewards With the Border Bank Credit Card
The Border Bank credit card makes it easy to earn rewards and redeem them for the things you want. Here’s how it works:
•Earn 3 points for every $1 spent on dining, travel, and entertainment. Also earn 1 point per $1 on all other purchases. The points add up fast!
•Redeem your points for statement credits, gift cards, merchandise, travel, and more. Statement credits start at just 2,500 points for $25. Gift cards are available for popular stores like Amazon, Target, and Best Buy.
•Take advantage of travel redemptions to book hotels, flights, rental cars, cruises, and activities. Your points are worth 25-50% more when redeemed for travel versus other options. For example, 50,000 points are worth $500 in travel but only $350 in gift cards.
•Check your point balance and redeem rewards anytime by logging in to your online account or mobile banking app. New redemption options are added regularly, so you’ll always have lots of ways to use your points.
•Earn double points during your birthday month and on all purchases for 12 months after opening your new card. What a great way to start racking up rewards fast!
With generous bonus offers and the chance to earn points on everyday spending, the Border Bank credit card rewards program provides real value. Use your card for all your purchases to maximize the points you earn each month. Before you know it, you’ll have enough for a well-deserved getaway!
FAQs: Commonly Asked Questions About the Border Bank Credit Card
One of the best perks of the Border Bank credit card is the rewards program. As a cardholder, you can earn points for every dollar you spend that can be redeemed for cash back, gift cards, travel and more. Here are some commonly asked questions about the rewards program:
Q.How do I earn points?
You earn 1 point for every $1 spent on purchases. The points add up quickly and there’s no limit to the number of points you can earn. Points are earned on all purchases, so use your card for all your daily spending like groceries, gas, dining out, shopping and bills.
Q.What can I redeem points for?
You have lots of options for redeeming your points:
- Cash back (1 point = $0.01) which can be redeemed for statement credits or direct deposit
- Gift cards to popular stores and restaurants like Amazon, Target, Starbucks and many more. Points redemption rates vary from 1 point = $0.01 up to 1 point = $0.025 depending on the merchant.
- Flights, hotels, rental cars and other travel through the Border Bank travel portal. Points are worth 1.5x their value (1 point = $0.015) when redeemed for travel.
- Border Bank credit card rewards like electronics, kitchen gadgets and other merchandise. Redemption rates start at 1 point = $0.01.
Q.How often do my points expire?
The points you earn on your Border Bank credit card never expire as long as your account remains open. However, if you close your account, any unredeemed points will be forfeited. So be sure to redeem your points for rewards before closing your card.
Q.Can I combine points with other Border Bank cards?
Yes, if you have other Border Bank credit cards or banking products that earn rewards points, you can combine the points into one account for easier redemption. Simply link the accounts on Border Bank’s website or mobile app and your points will automatically combine each month.
So there you have it, the lowdown on the Border Bank credit card and all the rewards you stand to gain. Don’t miss out on the travel and dining perks or the intro bonus. Whether you’re looking to earn rewards for your daily spending or want to save on interest charges for a big purchase, this card has something for everyone.
What are you waiting for? Apply today and start earning rewards and building your credit. Life is short, so take that dream vacation or treat yourself to a nice meal. With the Border Bank credit card in your wallet, the possibilities are endless.